CATDOLL : CATDOLL: Has anyone bought insurance from Duobaoyu? How is it?

Has anyone bought insurance from Duobaoyu? How is it?

Duobaoyu is a young Internet insurance brokerage platform (established in 2017 and obtained a national insurance brokerage license in 2019). It has completed its B round of financing and is developing rapidly. It has cooperated with many domestic insurance companies and provides insurance products that are much cheaper than those of traditional agent channels. At the same time, it has also made certain contributions to the popularization of Internet insurance concepts. However, its shortcomings are also obvious. The team currently has more than 700 people serving the whole country. Compared with the offline team of several million, the service quality is still somewhat difficult to guarantee.

When we buy insurance and enjoy the peace of mind it brings, the action of selecting and purchasing is just the beginning. Subsequent services such as preservation and claims settlement are all highly professional services, especially claims settlement, which requires one-on-one guidance and service. Therefore, if you are a person who does not like to read contracts with a lot of text and finds it troublesome, it is better to find a salesperson who can serve you anytime and anywhere to buy insurance. From this perspective, although insurance itself is a contract, it is indeed a very warm existence.

Thanks to the development of the Internet, people's understanding of insurance is gradually strengthening. More and more people are beginning to recognize insurance and begin to understand and buy insurance. In fact, there are still many channels for purchasing insurance. The traditional agent channel is the most familiar to us. There should be one or two agents from traditional "big" companies such as Ping An, China Life, and PICC around each of us. They have services and brands, but many of them are not professional enough, and the product prices can be said to be the highest; the bank channel is also a traditional channel for insurance sales. Everyone generally believes that banks are safer (in fact, the safety is the same no matter where you buy), but it is necessary to clarify the difference between deposit certificates and insurance policies, and insurance policies cannot be used as deposit certificates; Internet insurance companies like Duobaoyu, or payment platforms such as Alipay, we can find many insurance products when we go online. They usually attract us with incredible prices, but there is really a lot of room for improvement in service; there are also offline insurance brokerage companies, such as Panhua Group, which was established earlier, and Mingya Insurance Brokerage, which is currently developing at a fast pace and has a good reputation. They are very professional and are occupying more mid-to-high-end markets. A hundred schools of thought contend, which is a good thing and is conducive to the development of the entire insurance industry. For us personally, choosing the right person may be the most critical step.

It's pretty good. The sales staff at Duobaoyu are quite friendly. They communicate over the phone and explain in detail whether a product is good or not on WeChat. They recommend products that are suitable for you. During the whole process, Duobaoyu's staff are basically available at any time. Although we contact them online, it doesn't feel like the agent system of traditional insurance companies, where the other party actively asks you to buy insurance. When buying insurance on Duobaoyu, we take the initiative to ask questions to the other party, and we don't feel harassed. It's up to you whether to buy or not, it's relatively easy and stress-free.

Hello, yes, I bought Kanghuibao, which I chose myself and I think is very suitable for me. He also recommended me a term critical illness insurance, saying that it would add premiums, but I refused because it was a waste of money.

Duobaoyu is a registered technology company. It is neither an insurance agency nor an insurance broker. The company currently sells insurance through another third-party sales platform. If you want to buy insurance, it is better to find a formal professional insurance company, so that you can claim more safely, rather than going through a third party and then looking for Duobaoyu.

Which do you prefer, steamed sea bass or steamed turbot?

Many people put salt on the fish before steaming, which is indeed more flavorful, but salt will cause protein contraction, so the steamed fish will be older and less tender. The correct way should be: put cooking wine on it, add scallion segments, ginger slices, and a little water. Steam the fish in the pot for 15 minutes, take the fish out for later use. Then, cut some scallion shreds, and you can also put green pepper or red pepper shreds on the fish, heat the oil in the pot, add the peppercorns and fry them to extract the oil, pour it on the steamed fish, and pour the fish sauce.

Turbot is mainly produced on the east coast of the Atlantic Ocean and is a valuable low-temperature economic fish. It is rich in gelatin protein, which has a good effect of moisturizing the skin and beautifying the skin. It can also nourish the kidneys and brain, boost yang and refresh the mind, and has high nutritional value. For fish, steaming is generally the best cooking method. First, it will not let the seasoning "take over" and cover up the delicious aroma of the fish itself. Second, steaming can retain the nutrients to the greatest extent. This is a more appropriate method for fish with high nutritional value.

Sea bass is one of the common economic fish species and is also a species for marine aquaculture. It tastes very delicious. Steaming is the best way to preserve its freshness and nutrition. Friends in coastal areas love it! To make steamed fish, scallions and ginger are essential. Prepare an appropriate amount of scallions and ginger slices; soak a small half of it in water and use it as a decoration. If you like spicy food, you can prepare some shredded red peppers and place them on the fish when pouring oil.

Some friends like seafood flavor, so they can add oyster sauce when steaming. Some friends like to use black bean oil directly. It is OK to change it according to personal taste. The sea bass can be out of the pot after 15 minutes. At this time, you can smell the fragrance. After it is out of the pot, use chopsticks to poke the scallion and ginger shreds on the sea bass. You can see the steaming sea bass, which is plump and tender. My favorite is the white belly of the fish. The meat in this place is the fattest and tenderest of all parts, and it feels like it melts in the mouth. Sea bass is a fish with few bones and is more suitable for steaming and cooking. There are also several other fish that are very suitable for steaming, such as mandarin fish and turbot. Mandarin fish is described in ancient poems: The water in spring begins to warm up, and the mandarin fish at this time is plump and delicious. This shows that the best time to eat mandarin fish is at the beginning of spring.

I have always believed that sea bass is the most suitable for steaming fish, and the taste is the most delicious, so I think steamed sea bass is the typical representative dish of steamed fish. The method is also very simple, the finished product is beautiful, and the taste is particularly outstanding. It is especially suitable as an indispensable main dish during festivals. There are a few key points to be mastered when steaming. The steaming time must be just right, and the fish meat is just cooked (never steam it for too long, otherwise the fish meat will be old and not fresh and delicious). Only in this way can it be tender and smooth, and the deliciousness of the fish meat can be fully presented. The soup has the sweetness of rice wine and the fragrance of soy sauce. Every bite is absolutely enjoyable.